Fixed Annuity

I'm single, age 73 retirees. My income annuity IRA is 2 large. How safe are fixed annuities now? ?

No safer vehicle is a fixed annuity. Unlike banks and credit unions, insurance companies are required to maintain reserves of 100% and state guaranty funds provide greater protection of the FDIC. AIG, for example, is completely solvent in terms of deposits and the ability annuity payment of claims, even though the company is in huge financial problems. N pension holders of AIG are in danger, even if the company is dissolved by complete. By the way, Judy, there is nothing inherently unsafe about any variable annuity, except that mutual funds are invested in investment instruments. They have the same risks as any other market-based investment.

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